Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows. | Unsupported Specialty/E&S and program fit: not positioned as core on send.technology for typical P&C paths, or unknown—verify. Seeded comparison value; corroborate with docs or implementation references. | Native Specialty/E&S and program fit: positioned as native or first‑class on zesty.ai. Market‑map placeholder only—treat support level as unverified until researched. |
Configurable workflows Allows business users or implementation teams to configure workflow and rules. | Native Configurable workflow and rules: positioned as native or first‑class on send.technology. Seeded comparison value; corroborate with docs or implementation references. | Partial Configurable workflow and rules: often partial, partner‑mediated, or LOB‑specific—confirm on zesty.ai. Market‑map placeholder only—treat support level as unverified until researched. |
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads. | Native Submission intake and normalization: positioned as native or first‑class on send.technology. Seeded comparison value; corroborate with docs or implementation references. | Unsupported Submission intake and normalization: not positioned as core on zesty.ai for typical P&C paths, or unknown—verify. Market‑map placeholder only—treat support level as unverified until researched. |
Appetite rules and routing Appetite tables, referrals, declination reasons, and carrier-specific routing. | Partial Appetite rules and routing: often partial, partner‑mediated, or LOB‑specific—confirm on send.technology. Seeded comparison value; corroborate with docs or implementation references. | Native Appetite rules and routing: positioned as native or first‑class on zesty.ai. Market‑map placeholder only—treat support level as unverified until researched. |
Referrals and SLA collaboration Underwriter collaboration threads, SLA clocks, escalations, and manager overrides with audit. | Unsupported Referrals and SLA collaboration: not positioned as core on send.technology for typical P&C paths, or unknown—verify. Seeded comparison value; corroborate with docs or implementation references. | Unsupported Referrals and SLA collaboration: not positioned as core on zesty.ai for typical P&C paths, or unknown—verify. Market‑map placeholder only—treat support level as unverified until researched. |
Document and submission scope Extraction accuracy, human-in-the-loop review, and confidence scoring for loss runs and schedules. | Native Document and submission scope: positioned as native or first‑class on send.technology. Seeded comparison value; corroborate with docs or implementation references. | Unsupported Document and submission scope: not positioned as core on zesty.ai for typical P&C paths, or unknown—verify. Market‑map placeholder only—treat support level as unverified until researched. |
Declination and adverse governance Consistent declination language, adverse-action hooks, and regulator-friendly rationales. | Unsupported Declination and adverse governance: not positioned as core on send.technology for typical P&C paths, or unknown—verify. Seeded comparison value; corroborate with docs or implementation references. | Partial Declination and adverse governance: often partial, partner‑mediated, or LOB‑specific—confirm on zesty.ai. Market‑map placeholder only—treat support level as unverified until researched. |